First Atlantic Federal Credit Union Privacy Policy
It has been First Atlantic's long held policy not to share non-public personal information we maintain about our members with nonaffiliated third parties. You can be confident that the privacy of your personal information is a top priority of the Board of Directors and Management. Non-public personal information is any personal information about you.
Information First Atlantic Federal Credit Union Collects About You
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates, or others
- Information we receive from consumer reporting agencies
- Information about your transactions with nonaffiliated third parties
- Information we receive from a cookie
Information We Disclose
We do not disclose any personal information about current or former members to anyone, except as permitted by law.
Exceptions Permitted By Law
We may disclose personal information we collect about you to affiliated companies and to third party service providers that perform services on behalf of First Atlantic FCU as necessary to process and service transactions, to effect, administer or enforce a transaction requested as authorized by you or for reasons authorized by law and regulations. We may also disclose personal information to other financial institutions that we have joint marketing agreements with. Under these circumstances, we share your information with strict safeguards, only allow the information to be used for the stated purpose and control what is being sent to our members.
First Atlantic Federal Credit Union's Security Measures
We restrict access to your personal financial information to employees who need the information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your personal information.
Our Web Site
When you visit our Web site at www.fafcu.com, we want you to feel secure that we are respecting your privacy. The only private information we collect is the information you choose to give us (such as providing feedback, completing a form, or providing us with your e-mail address.). We do not release that information to others without notifying you on the form and receiving your consent.
We may use "cookies" on some pages of our Web site for the purpose of serving you better when you return to our site. A cookie is a small element of data that a Web site can send to your Web browser, that is stored on your system. Data collected from cookies helps us determine how many people visit certain pages, enabling us to improve our site design and content. If you prefer, your web browser can be set to provide a notice before you accept a cookie.
Online Banking
Each member who has requested Online Banking services has a member number and personal identification number/password. We use these combined security controls to protect our Online Banking members and to limit the risk of unauthorized data access or security problems. If someone wants to use this service, they must read and accept a disclosure agreement.
E-mail you send us and our response is generally not secure. If there is sensitive or personal information you wish to send us, you should send it via U.S. mail: 468 Industrial Way West, Eatontown, NJ 07724 or via our Secure Guestbook Form located on the Contact Us page on our Web site.
Children's Privacy
Protecting the privacy of children is essential. For that reason, our Web site is not directed to children or to collect information on children.
NOTE: If you would like additional information, or have questions regarding First Atlantic Federal Credit Union's Privacy Policy, please telephone us at 732-380-3600 or 1-800-342-1184 (out of area) or send us e-mail at service@fafcu.com. You may also write us or stop by one of our offices and discuss your questions with one of our staff.
