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Checking Account Options


Account Type For members who Features Fees and balance requirements
Free Checking
  • Want to save money
  • Free checking, with unlimited check writing
  • 24 hour access at ATMs, online and by Tellerphone
  • First 50 checks free
  • Unlimited teller transactions
  • No minimum balance requirement
E-Checking
  • Want to do most of their banking online
  • 24 hour access at ATMs, online and by Tellerphone.
  • No monthly service charge with a minimum balance of $250. Cannot exceed 4 monthly serivce center visits. $7.50 monthly service charge if account falls below minimum balance or if service center visits exceed 4. 
Interest Checking
  • Want to earn dividends on their checking funds
  • Earn dividends on your checking balances
  • 24 hour access at ATMs, online and by Tellerphone
  • Unlimited teller transactions
  • No monthly service charge with a minimum balance of $500 or more. $7.50 monthly service charge otherwise. Fee may reduce account earnings. Rates are subject to change at any time.
Prestige Checking
  • Keep higher balances in their checking account
  • Higher balances earn higher dividend rates
  • 24 hour access at ATMs, online and by Tellerphone
  • Basic checks free
  • Unlimited teller transactions
  • No monthly service charge with a minimum balance of $1,000 or $75,000 in total combined balances of First Atlantic loan and deposit accounts. $7.50 monthly service charge otherwise. Fee may reduce account earnings. Rates are subject to change at any time.
Anniversary Checking
  • Consistently maintain high checking balances
  • High divident rate with unlimited check writing
  • Free Checks 
  • Bonus Rates on Certificates
  • Discounts on loans
  • Free Visa Check Card
  • 24 hour access at ATMs, online, and by Tellerphone
  • $5,000 minimum deposit required at account opening. If balance falls below $5,000 on any day in one month, a $15 service fee will be applied. Fee may reduce account earnings. Rates are subject to change at any time. Bonus and discounts assume direct deposit.

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