Personal Loans and Lines of Credit                

Go from dreaming to doing

You have dreams—for a once-in-a-lifetime vacation, college for your children, and more. We have the money to help make it happen, with competitive rates, flexible personal loans and lines of credit, and friendly loan officers to help you make the right decision for you.

Personal Loan

• Get all your money at one time with a locked-in, fixed rate
• Borrow for ongoing or unexpected expenses
• Pay off a large expense such as a dream vacation in one easy step
• Repay your loan over a term you can afford, with a fixed monthly payment
• Credit Life and Disability insurance available

Personal Line of Credit

• Get a flexible source of cash you can draw on whenever you need to
• Borrow for ongoing or unexpected expenses
• As you pay down your loan, the money becomes available to you again - without having to reapply
• You make payments and pay interest only on the amount you use and for the period of time you choose to use it.
• Credit Life and Disability insurance available

Helpful Resources:

• Loan Calculator

Check our rates

Three easy ways to get started:

1. Stop by any First Atlantic Service Center
    
2. Call us at 732.380.3600 or 800.342.1184
    
3. Apply now