Vehicle loans 
Rates as low as 3.99%APR*
First Atlantic makes it affordable for you to get the vehicle you want, whether it's a car, truck, SUV, boat, motorcycle, RV, motor home or camper. We offer competitive rates and flexible terms -- for a monthly payment that fits your budget.
Did you already get a loan elsewhere? No problem. Refinancing with First Atlantic is a great way to reduce your monthly loan payment.
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Rate discount with direct deposit
- A variety of terms for payments to fit your budget
- Up to 100% financing including tax, title for new and used cars, trucks and SUVs**
- Fast pre-approval and auto draft so you can shop with confidence, cash in hand
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No pre-payment penalty
- Credit Life and Disability insurance is available
- How much will my auto payments be?
- Should I take a rebate or low-cost financing?
- How much car can I afford?
Preferred Vehicle Dealers
In the market for a new car? Check out our network of preferred dealers.
Invest in America
Exclusive deals from GM, Allied Moving and Storage and more.
MVCP (Motor Vehicle Certification Program)
MVCP offers consumer protection that will help First Atlantic members save time and money when shopping for a new vehicle. They take away the haggling, by getting the lowest pre-negotiated prices from the dealer.
Other Helpful References:
- NADA Guide Online
- Galves - The book the dealers use!
- TitleGuard Vehicle Title Insurance - Get a full vehicle history report insured for up to $50,000.
- CARFAX
Three easy ways to get started:
- Stop by any First Atlantic Service Center
- Call us at 732.380.3600 or 800.342.1184
- Apply online
* New First Atlantic loans only. APR=Annual Percentage Rate. APR as low as 3.99% for up to 24 months. Actual rate may vary based on credit worthiness. APR requires direct deposit or automatic debit from a First Atlantic account and is subject to change at any time.
** Up to NADA retail book value on used vehicles.
