Thank you for your interest in First Atlantic! First Atlantic has been "A Better Way To Bank" for all of Monmouth and Ocean County for over 75 years, offering competitive financial products and rates.
AUTO LOAN FINANCING THAT FITS YOUR BUDGET - RATES AS LOW AS 1.75% APR*
Whether you are looking to buy a new or used vehicle, or save money on your existing monthly vehicle loan payment, we have the auto loan to fit your needs.
- New and Used Auto Loans - a First Atlantic Pre-approved Vehicle Loan gives you the power to negotiate your vehicle purchase price as if you were a cash buyer. In addition, you'll be able to take advantage of manufacturer rebates and savings.
- Refinance Your Existing Vehicle Loan - we have helped members reduce their existing vehicle loan payments by as much as $240 per month!* That's more money in your pocket to use towards your everyday expenses.
- Apply Today - visit any of our service centers, contact our Call Center at 732 - 380-3600, apply online, or click here to learn more about our auto loans.
EXERCISE THE EQUITY IN YOUR HOME
Put the cash in your home to work for you. With a First Atlantic Home Equity Line of Credit you can:
- Consolidate Debt - Consolidate high interest credit card debt into one low monthly payment.
- Offset Tuition Costs - paying for college costs with a Home Equity Line of Credit is easy - just write a check from your account and mail it to the school!
- Pay for Costly Home Repairs
- Pay for Your Dream Vacation
- Apply Today - visit any of our service centers, contact our Call Center at 732-380-3600, apply online or cick here to learn more about our Home Equity Line of Credit.**
TAKE ADVANTAGE OF A BUYERS MARKET AND A LOW RATE ENVIRONMENT
If you have been thinking about buying a new home, now is a great time to get started. Home values have dropped considerably and mortgage rates are at record lows. A low rate mortgage from First Atlantic may make it possible for you to take advantage of current market conditions and put yourself in a larger home with an affordable monthly payment. Apply today - visit any of our service centers, contact our Call Center at 732-380-3600, apply online, or click here to learn more about our mortgages.***
FIND OUT WHY WE'RE A BETTER WAY TO BANK - JOIN TODAY!
Becoming a member is easy - as long as you live, work, worship or attend school in Monmouth or Ocean County, you're eligible to join! Visit any of our service centers or contact our Call Center at 732-380-3600 to get started today!
*APR= Annual Percentage Rate. APR as low as 1.75% for up to 48 months. Actual rate may vary based on credit-worthiness. To qualify for this APR, direct deposit or automatic debit from a First Atlantic deposit account is required. Rate subject to change at any time. Monthly savings based on loan amount and rate.
**Annual Percentage Rate (APR) subject to change at any time and is based on the Prime Rate as disclosed in the Wall Street Journal as of the 25th of the previous month. HELOC is a variable-rate line of credit secured by primary residences located in NJ, PA and MD with up to 70% combined loan to value (CLTV) ratio for well-qualified applicants. APR after the initial 18 months of the line of credit is as low as Prime+0%. After the introductory period the rate will never go below 3.75% APR. Minimum loan amount of $10,000. In order to receive promotional offer, direct deposit or automatic payment from a First Atlantic depost account is required. Promtional rates are for new borrowers or loans. Additional conditions may apply.
***Subject to credit approval.
