First Atlantic Federal Credit Union :: Personal :: Real Estate Loans

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Rates and Fees

Home Equity Financing Options

Loan Type	For members who	Benefits	Fees
Home Equity Loan	Want to borrow a set amount of cash from the equity built up in their home.	Rate, monthly payment and terms are fixed No closing costs Interest may be tax deductible	None*
Home Equity Line of Credit	Want a flexible source of cash that can be accessed when needed	Make payments and pay interest only on the amount you use Lower interest rate than most credit cards, personal loans, or vehicle loans Interest may be tax deductible	None*
Mortgage Express Loan	Want a simple, fast re-financing option. Want to consolidate their mortgage and any home equity loan or line of credit balance. Want to refinance and take cash out. Want to refinance an adjustable rate mortgage (ARM) with a fixed rate home loan.	Avoid high closing costs of a traditional mortgage. Refinance fast Flexible terms	1% of amount borrowed Add .25% without payment via automatic debit This product requires new loan to be in first lien position

Three easy ways to get started:

Stop by any First Atlantic Service Center
Call us at 732.380.3600 or 800.342.1184
Apply online

*A $350 processing fee is waived at the time the loan closes. If the loan is paid off within 2 years, this processing fee will be added to the amount required to satisfy the loan.

This credit union is federally insured by the National Credit Union Administration.