Home Equity Line of Credit 
2.99% APR¹ Introductory Offer
Todays Low Rates!
Let First Atlantic help you cut down on monthly expenses and put money back into your pocket. And even though now is a time to be frugal, there are some expenses that simply can't wait -- like fixing a leaky roof or reapiring your deck. Instead of reaching for a high-interest credit card, try using a Home Equity Line of Credit. You'll save money each month with our rates low rates.
- A variable rate that's prime plus .74% for the life of the line, which is lower than most other loans and credit cards¹
- Use your HELOC for just about anything — home improvements, college tuition, even a wedding!
- Make payments and pay interest only on the amount you use
- Interest you pay may be tax deductible²
- No closing costs or fees³
Compare Home Equity Options
Three easy ways to get started:
- Stop by any First Atlantic Service Center
- Call us at 732.380.3600 or 800.342.1184
- Apply online
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¹Annual Percentage Rate (APR) subject to change at any time based on the Prime Rate as disclosed in Wall Street Journal as the of the 25th of the previous month. HELOC is a variable-rate line of credit secured by primary residences located in NJ, PA and MD. Annual Percentage Rate (APR) after the initial 6 months on the line of credit is as low as Prime + 0%. After the introductory period the rate will never go below 3.75% APR. In order to receive promotional offer , direct deposit or automatic payment from a First Atlantic deposit account is required. Promotional rates are for new borrowers or loans. Promotional rates are for primary residences only up to 70% combined loan to value (CLTV) ratio, requires a minimum credit score of 680 with income verification and are subject to standard underwriting guidelines. Additional conditions may apply.
2 For tax deductibility, please consult your tax advisor Consult your tax advisor to determine if the interest is tax deductible.
³A $350 processing fee is waived at the time the loan closes. If the loan is paid off within 2 years this processing fee will be added to the amount required to satisfy the loan.
