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Mortgages                                                             


Today's low rate!

It's a buyers market. Home prices have decreased and there are plenty to choose from. When you apply for a First Atlantic mortgage, you'll be assigned a dedicated Mortgage Specialist who will make sure you get a loan with the right terms and monthly payment to fit your budget. We offer a wide variety of fixed and adjustable rate mortgages with terms up to 30 years.

Plus:

  • Great rates and low fees
  • Easy application process
  • Decision in as little as one business day

Looking to refinance quickly and avoid high closing costs, consolidate your mortgage and a home equity loan or line, or get cash out? Check our Mortgage Express Loan!

First Atlantic's Online Mortgage Center will help you find the right mortgage for you!

Check Rates

Three easy ways to get started:

  1. Stop by any First Atlantic Service Center
     
  2. Call us at 732.380.3600 or 800.342.1184
     
  3. Apply online 

How much home can I afford?

Mortgage Payment Calculator

Should I refinance my home?

Should I pay discount points?

Should I make extra payments on my mortgage?

How much of a down payment should I make on my new home?

Comparing mortgages (i.e. 15, 20, 30 year).

What is the Loan to Value Ratio of my home?

Are you a realtor in Monmouth or Ocean county? Join our Realtor Partner program!

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Equal Housing LenderDigital Insight, an Intuit company
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