First Atlantic Federal Credit Union :: Personal :: Savings & Certificates

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Savings Account Options

Account type	For members who	Features	Fees and balances
Basic Savings	Want a simple, straightforward savings account	Earn a competitive dividend on all balances over $100 Convenient quarterly statements; monthly when combined with a checking account	$5 minimum balance requirement
Maximizer Money Market	Want to earn higher interest rates for higher balances and have access to their funds	Dividend paid on balances of $1,000 and higher Higher dividend paid at higher balance levels Up to 6 preauthorized, automatic, or telephone transfers per month Free Visa check card with balances over $10,000	$1,000 minimum balance requirement
Saver's and Holiday Club	Have a specific savings goal in mind such as holidays or vacation	Earn a competitive dividend Save on a regular, ongoing basis Target a specific date, savings automatically transfer to accessible account at maturity	$5.00 minimum balance
Individual Retirement Account (IRA)	Want to set aside money on a tax deferred basis for their future	Flexible retirement savings options Earns higher dividends than regular savings account Traditional, Roth and Coverdell IRAs available	No annual fee
Certificates	Want to lock in a guaranteed fixed rate for a specific period of time	Guaranteed dividends for full term of Certificate Dividends compounded monthly Dividends can be withdrawn or reinvested at maturity 1 to 60 month terms available	$500 minimum balance to open